Effective Date: August 10, 2026
By accessing or using this website (the "Site"), operated by BWL Insurance II LLC ("we," "us," or "our"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
The Site is provided for general informational purposes related to Medicare Advantage, home health care, hospital, and ACA (Affordable Care Act) health insurance. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, the Site by any third party.
All content on this Site, including text, graphics, logos, and images, is the property of BWL Insurance II LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.
Content provided on the Site is for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. You should consult a licensed professional regarding your specific circumstances before making any decisions based on information from this Site.
The Site may contain links to third-party websites that are not owned or controlled by BWL Insurance II LLC. We are not responsible for the content, accuracy, or practices of any third-party websites.
The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, BWL Insurance II LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Site.
You agree to indemnify and hold harmless BWL Insurance II LLC, its owners, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the Site or violation of these Terms of Use.
These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.
We may revise these Terms of Use at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised terms.
Questions about these Terms of Use can be directed to customerservice@bwlinsurance.com.