:root {
  --navy: #0f2c4c;
  --blue: #1d5b9e;
  --blue-light: #eaf1f8;
  --gray-900: #1a1f26;
  --gray-600: #4a5568;
  --gray-200: #e2e8f0;
  --gray-50: #f7f9fb;
  --white: #ffffff;
  --radius: 6px;
  --max-width: 1080px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--gray-900);
  line-height: 1.6;
  background: var(--white);
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3 { color: var(--navy); font-weight: 700; line-height: 1.25; }
h2 { font-size: 2rem; margin-bottom: 1.25rem; }
h3 { font-size: 1.15rem; margin-bottom: 0.5rem; }
p { color: var(--gray-600); }

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Header */
.site-header {
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  background: var(--white);
  z-index: 10;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  display: flex;
  align-items: center;
}
.logo img {
  height: 48px;
  width: auto;
  display: block;
}
.logo:hover { text-decoration: none; }
.nav a {
  margin-left: 32px;
  color: var(--gray-900);
  font-weight: 500;
}
.nav a:hover { color: var(--blue); text-decoration: none; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  padding: 96px 0;
}
.hero-inner { text-align: center; max-width: 720px; margin: 0 auto; }
.hero h1 {
  color: var(--white);
  font-size: 2.5rem;
  margin-bottom: 1.25rem;
}
.hero p {
  color: var(--blue-light);
  font-size: 1.15rem;
  margin-bottom: 2rem;
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  border: none;
}
.btn-primary {
  background: var(--white);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--blue-light);
  text-decoration: none;
}
/* Sections */
.section { padding: 80px 0; }
.section-alt { background: var(--gray-50); }

/* Services */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
  margin-top: 32px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 28px;
}

.contact-direct { margin-top: 24px; }

/* Footer */
.site-footer {
  border-top: 1px solid var(--gray-200);
  padding: 32px 0;
  text-align: center;
}
.site-footer p { font-size: 0.9rem; }

.footer-legal-nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 20px;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--gray-200);
}
.footer-legal-nav a {
  font-size: 0.82rem;
  color: var(--gray-600);
}
.footer-legal-nav a:hover { color: var(--blue); }

/* Legal pages */
.page-hero {
  background: var(--gray-50);
  padding: 56px 0 40px;
  border-bottom: 1px solid var(--gray-200);
}
.page-hero h1 { margin-bottom: 8px; }
.effective-date { font-size: 0.85rem; color: var(--gray-600); }

.legal-content { max-width: 760px; }
.legal-content h2 {
  font-size: 1.25rem;
  margin-top: 32px;
  margin-bottom: 12px;
}
.legal-content h2:first-of-type { margin-top: 0; }
.legal-content p { margin-bottom: 14px; }
.legal-content ul { padding-left: 24px; margin-bottom: 14px; }
.legal-content li { margin-bottom: 8px; color: var(--gray-600); }

/* Responsive */
@media (max-width: 640px) {
  .hero { padding: 64px 0; }
  .hero h1 { font-size: 1.9rem; }
  .section { padding: 56px 0; }
  .nav a { margin-left: 16px; font-size: 0.9rem; }
}